| |
|
 |
|
| General Insurance |
Weizmann Travel Care Insurance Policy for Individuals and Families
Whether
it is a fun-filled trip to Disney land or an enchanting vacation in
Switzerland, sharing time with your loved ones on a family vacation are
special times which you would cherish forever. To ensure that you and
your family are adequately protected if something untoward happens
during such precious moments, we have designed a unique Plan which
offers coverages against the various aspects of your travel.
Key Advantages
- Custom
made Plans (Platinum, Gold, Silver and Standard) are available for you
to choose from, depending on your travel requirements
- Comprehensive
coverage through various unique benefits like Compassionate Visit, Home
Burglary Insurance, Financial Emergency Assistance etc.
- Special Senior Citizen Plan available for individuals between 61-70 years of age without any medical test
- Coverage of pre-existing ailments and maternity – in case of life threatening situations
- Coverage
available for sportspersons and trips involving winter/adventurous
sports (subject to prior declaration, premium loading and underwriting
approval)
- Wider durations can be covered – upto 182 days, which is extendable upto 365 days
- Automated
extensions of Policy in case of medical emergency and evacuation (upto
30 days) and delay of common carrier (upto 7 days) beyond Policy
expiry
- 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider.
Medical Contingencies
Medical Expenses including transportation and evacuation
We take care of emergency medical expenses incurred by you or any of
your family members whilst abroad, for any sudden disease, illness,
injury or death, with cashless facility. We also reimburse emergency
expenses towards medical evacuation to India. We cover the cost of
transporting the mortal remains of the deceased back home or the costs
towards burial abroad, in case of one’s untimely demise.
Dental Care Expenses
We cover dental expenses incurred by you or any of your family members
for any acute anesthetic treatment of teeth due to an injury.
Personal Accident
We pay compensation if you or any of your family members unfortunately
sustain accidental bodily injury during the trip.
Accidental Death & Dismemberment - Common Carrier
We also pay compensation for permanent disability or loss of life
arising due to an accident while riding as a passenger in a common
carrier.
Daily Allowance in case of Hospitalisation
If you or any of your family members is hospitalised for more than 2
days, we provide a daily allowance as compensation.
Compassionate Visit
We reimburse the return fare for an immediate family member to visit
you in the unfortunate event of you being hospitalised for more than
seven consecutive days.
Personal Possession Contingencies
Loss of Passport
We reimburse actual expenses incurred for obtaining a duplicate or
fresh passport in the event of a loss.
Total Loss of Checked Baggage
We compensate you for the total loss of your checked-in baggage caused by a common carrier.
Delay of Checked Baggage
If your checked-in baggage is delayed for more than 12 hours, we
reimburse reasonable expenses incurred for the purchase of toiletries,
clothing and medication.
Time-based Contingencies
Trip Delay
We reimburse additional expenses if your trip is delayed for more than
12 hours due to airline problems, medical problems, personal employment
problems or natural disasters.
Trip Cancellation & Interruption
If your trip is cancelled or interrupted due to any medical emergency,
personal employment problems or natural disaster, we take care of any
non-refundable prepaid payments or additional expenses.
Missed Connection
If you miss your connecting flight due to its delay in arrival by more
than 3 hours, we provide compensation to you for all additional
expenses incurred.
Unforeseen Event Contingencies
Personal Liability
We offer compensation for liability/damages paid to a third party,
resulting from death, injury or damage to health or property that is
caused involuntarily by you or your family member abroad.
Financial Emergency Assistance
We arrange for emergency cash to be made available to you in case of
loss of travel funds due to theft.
Hijack Distress Allowance
In case of hijack of the common carrier that you or any of your family
members is traveling in for more than 12 hours, we pay a special
distress allowance.
Home Burglary Insurance
We cover you against any loss or damage caused by burglary of the
contents of your home in India, while you are on your trip abroad.
Coverages
|
| Coverage |
Weizmann
Standard |
Weizmann
Silver |
Weizmann Gold |
Weizmann Platinum |
Weizmann Family
Standard |
Weizmann Family
Gold
|
Deductibles |
| Medical Expenses including transportation and evacuation |
50,000 |
100,000 |
250,000 |
500,000 |
50,000 |
100,000 |
50 |
| Dental Care Expenses |
500 |
500 |
500 |
500 |
500 |
500 |
50 |
| Personal Accident |
15,000 |
20,000 |
25,000 |
30,000 |
15,000 |
25,000 |
Nil |
| AD & D - Common Carrier |
2,500 |
2,500 |
5,000 |
5000 |
2,500 |
2500 |
Nil |
| Daily Allowance in case of Hospitalisation |
|
25 per day
(5 days max) |
25 per day
(6 days max) |
25 per day
(7 days max) |
25 per day
(5 days max) |
25 per day
(7 days max) |
2 days |
| Compassionate Visit |
Return Fare
for any one
accompanying
person -
spouse / child
/ family doctor |
Return Fare
for any one
accompanying
person -
spouse
/ child /
family doctor |
Return Fare
for any one
accompanying
person -
spouse / child
/ family doctor |
Return Fare for any
one accompanying
person - spouse / child
/ family doctor |
Return Fare for any
one accompanying
person - spouse / child
/ family doctor |
Return Fare for any
one accompanying
person - spouse / child
/ family doctor
|
|
| Loss of Passport |
300 |
300 |
300 |
300 |
300 |
300 |
25 |
| Total Loss of Checked Baggage* |
500 |
1,000 |
1,200 |
1,500 |
500 |
1,000 |
Nil |
| Delay of Checked Baggage |
100 |
100 |
100 |
100 |
100 |
100 |
12 Hours |
| Trip Delay |
|
25 per day
(6 days max) |
50 per day
(6 days max) |
60 per day
(6 days max) |
25 per day
(5 days max) |
50 per day
(7 days max) |
12 Hours |
| Missed Connection |
|
200 |
300 |
500 |
|
300 |
Nil |
| Personal Liability |
50,000 |
100,000 |
200,000 |
250,000 |
100,000 |
100,000 |
|
| Financial Emergency Assistance |
|
300 |
300 |
300 |
500 |
600 |
Nil |
| Hijack Distress Allowance |
|
50 per day
(7 days max) |
75 per day
(7 days max) |
125 per day
(7 days max) |
50 per day
(7 days max) |
75 per day
(7 days max) |
12 Hours |
| Home Burglary Insurance (Amount in Indian Rs) |
|
1,00,000 |
2,00,000 |
3,00,000 |
1,00,000 |
2,00,000 |
|
| Special Conditions (limit of liability)** |
|
|
|
|
|
|
|
| Any One Illness |
12,000 |
13,500 |
15,000 |
17,500 |
|
|
|
| Any One Accident |
20,000 |
25,000 |
30,000 |
35,000 |
|
|
|
|
Exclusions under the Policy
At
Weizmann General Insurance, we would like things to be as transparent
as possible. To ensure that you do not face any misunderstanding when
you make a claim, we would like you to know some of the major
exclusions under the Policy.
1.
Medical expenses towards treatment of any pre-existing illness (unless
of life threatening nature), pregnancy or complications related to the
same (unless of life threatning nature), suicide, self inflicted
injury or illness, mental disorder, anxiety, stress or depression,
venereal disease, alcohol/drug abuse, dangerous sports, HIV/AIDS etc
will not be payable.
2. No claim will be paid if you or any of your family members.
- Is travelling against the advice of a Physician
- Is
receiving or on a waiting list for specified medical treatment
declared in the Physician's report or certificate
- Is travelling for the purpose of obtaining treatment
- Has received a terminal prognosis for a medical condition
3. Theft or loss of passport when left unattended or not informed to Police authorities.
4. In case of loss of checked baggage, no partial loss or damage shall become payable.
5. War or Nuclear perils.
Emergency Assistance for Claims
Emergency
Assistance Service is provided by International SOS Services (India)
Pvt. Ltd. They can be contacted on the following numbers:
International Toll Free Line: 18666773851
National Toll Free Line : 1800118841
Fax Number : 011-41898801
This
service provider is obliged to provide emergency assistance as well as
claims administration services outside the Republic of India.
The
above product detail gives the salient features of the Plan only. For
further details on all the conditions and exclusions related to
Weizmann Travel Care Insurance Policy, please contact our Insurance
Advisors or call: 30338282
Insurance is the subject matter of solicitation.
|
| |
|
|
|
|
