Public Liability Insurance Policy

The policy can be taken by any industrial/non-industrial establishment.

The policy covers

1. Legal liability in respect of injury and/or damage arising out of accidents in connection with the business of the Insured.
   
   Injury shall mean death, bodily injury, illness or disease to any person and damage shall mean actual and/or physical damage to tangible property.
2. Legal costs, fees and expenses incurred with the prior consent of the Company.

1. Contractual agreement liability
2. Convulsions of nature
3. Financial loss or loss of goodwill
4. Deliberate, wilful, intentional non-compliance of statutory provisions
5. Personal injuries and mental, anguish or shock resulting therefrom.
6. Infringement of plans, copyright etc.
7. Fines, penalties, punitive or exemplary damage
8. War and nuclear perils

1. Pollution cover
2. Transportation risk
3. Technical collaborators liability
4. Carriage of effluents outside the premises
5. Act of God perils

Ratio of limits of indemnity per accident to limit of liability for any one year would be 1:1, 1:2, 1:3 and 1:4