Weizmann Travel Care Insurance Policy for Students
Just
like academics, insurance is all about preparation. As you get ready to
travel abroad for higher education, Weizmann General Insurance would
like to prepare you to face any unforeseen circumstance, leaving your
worries behind.
When
studying abroad, the last thing you need to worry about is a financial
crisis. To make it easier for you to deal with such situations, we have
designed a unique Plan, which covers you against contingencies that
might come your way abroad.
Key Advantages
- Custom
made Plans (Platinum, Gold, Silver, Standard and Basic) available for
students to choose from depending on his/her and the university’s
requirements
- Comprehensive coverage through various unique benefits like Bail Bond, Study Interruption, Sponsor Protection etc
- A special Basic Plan offering only non-medical benefits
- Coverage of Pre-existing Ailments - in case of life threatening situations
- Policy can be taken upto a period of 2 years
- Extensive
coverage catering to the requirements of various universities abroad –
all this and more at a very affordable cost compared to taking health
insurance overseas
- Two way compassionate visit benefit to ensure that you are by the side of your loved ones in times of an emergency
- Automated
extensions of Policy in case of medical emergency and evacuation
(upto 30 days) and delay of common carrier (upto 7 days) beyond Policy
expiry
- 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider
Medical contingencies
Medical Expenses including transportation and evacuation.
We take care of all your emergency medical expenses incurred, whilst
abroad, for any sudden disease, illness, injury or death, with cashless
facility.
We also reimburse emergency expenses towards medical evacuation to
India. We cover the cost of transporting the mortal remains of the
deceased back home or the costs towards burial abroad, in case of one’s
untimely demise.
Dental Care Expenses
We cover your dental expenses for any acute anesthetic treatment of teeth due to an injury.
Personal accident
We pay compensation if you unfortunately sustain accidental bodily injury during the trip.
Accidental Death & Dismemberment - Common Carrier
We also pay compensation for permanent disability and loss of life
arising out of an accident while riding as a passenger in a common
carrier.
Two Way Compassionate Visits
We reimburse the return fare for an immediate family member to visit
you or you to visit your family member in case of hospitalisation for
more than seven consecutive days.
Personal possession contingencies
Loss of passport
We reimburse actual expenses incurred for obtaining a duplicate or
fresh passport in the event of a loss.
Total loss of checked baggage
We compensate you for the total loss of your checked-in baggage caused by a carrier.
Unforeseen event contingencies
Personal liability
We offer compensation for liability/damages paid to a third party,
resulting from death, injury or damage to health or property that is
caused involuntarily by you.
Bail bond
We arrange to pay the bail amount to the appropriate authority/court,
on your behalf if you have been arrested or detained by Police or
Judicial authorities for any bailable offence whilst abroad.
Study interruption
If your education abroad has been interrupted on account of a medical
condition, we reimburse the current semester fee already paid.
Sponsor protection
In case the sponsor, who is taking care of your tuition fees is injured
resulting in his demise, we reimburse the tuition fees.
Coverages
| Coverage |
Weizmann
Basic |
Weizmann
Standard |
Weizmann
Silver |
Weizmann
Gold |
Weizmann
Platinum |
Deductibles |
Medical Expenses
includingtransportation
and evacuation |
|
50,000 |
100,000 |
250,000 |
500,000 |
50 |
| Dental Care Expenses |
|
500 |
500 |
500 |
500 |
50 |
| Personal Accident |
5000 |
25000 |
25000 |
25000 |
25000 |
Nil |
AD & D -
Common Carrier |
|
2500 |
2500 |
2500 |
2500 |
Nil |
2 way
Compassionate Visit |
7500 |
7500 |
7500 |
7500 |
7500 |
Nil |
| Loss of Passport |
100 |
100 |
100 |
200 |
200 |
25 |
Total Loss of
Checked Baggage* |
1000 |
1000 |
1000 |
1000 |
1000 |
100 |
| Personal Liability |
10000 |
10000 |
10000 |
15000 |
15000 |
200 |
| Bail Bond |
1000 |
500 |
1000 |
5000 |
5000 |
50 |
| Study Interruption |
10,000 |
10,000 |
10,000 |
10,000 |
10,000 |
Nil |
| Sponsor Protection |
10,000 |
10,000 |
10,000 |
10,000 |
10,000 |
Nil |
Exclusions under the Policy
At
Weizmann General Insurance, we would like things to be as transparent
as possible. To ensure that you do not face any misunderstanding when
you make a claim, we would like you to know some of the major
exclusions under the Policy.
1.
Medical expenses towards treatment of any pre-existing illness (unless
of life threatening nature), suicide, self inflicted
injury or illness, mental disorder, anxiety, stress or
depression, venereal disease, alcohol/drug abuse, dangerous sports,
HIV/AIDS etc will not be payable
2. No claim will be paid if the Insured Student.
- Is travelling against the advice of a Physician
- Is receiving or on a waiting list for specified medical treatment declared in the Physician's report or certificate
- Is travelling for the purpose of obtaining treatment
- Has received a terminal prognosis for a medical condition
3. Theft or loss of passport when left unattended or not informed to Police authorities
4. In case of loss of checked baggage, no partial loss or damage shall become payable
5. War or Nuclear perils
Emergency Assistance for Claims
Emergency
Assistance Service is provided by International SOS Services (India)
Pvt. Ltd. They can be contacted on the following numbers:
International Toll Free Line: 18666773851
National Toll Free Line : 1800118841
Fax Number : 011-41898801
This service provider is obliged to provide emergency assistance as well as claims
administration services outside the Republic of India. The
above product detail gives the salient features of the Plan only. For
further details on all the conditions and exclusions related to
Weizmann Travel Care Insurance Policy, please contact our Insurance
Advisors or call: 30338282
Insurance is the subject matter of solicitation.
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