Weizmann Travel Care Insurance Policy Asia Plan
Whether
it is an exciting ride through the colorful streets of Singapore or a
relaxing time at the exotic beaches of Thailand, the beautiful and
diverse landscape of Asia can offer many memorable moments. To ensure
that your trip is not disturbed by any untoward event, we have designed
a special Plan to cover you against the various contingencies that can
affect the many aspects of your trip.
Key Advantages
- Specially designed Plan, keeping in mind the travel requirements in Far East Asian Countries
- Extensive coverage offered at the most affordable prices
- Choose from Silver and Standard Plan variants
- Coverage of pre-existing ailments and maternity - in case of life threatening situations
- Coverage
available for sportspersons and trips involving winter/adventurous
sports (Subject to prior declaration, premium loading and underwriting
approval)
- Automated
extensions of Policy in case of medical emergency and evacuation (upto
30 days) and delay of common carrier (upto 7 days) beyond Policy
expiry
- 24 Hour Emergency Cashless Services offered through Emergency Assistance Service Provider
Medical Contingencies
Medical
Expenses including transportation and evacuation We take care of all
your emergency medical expenses incurred, whilst abroad, for any sudden
disease, illness, injury or death, with cashless facility.
We also
reimburse emergency expenses towards medical evacuation to India. We
cover the cost of transporting the mortal remains of the deceased back
home or the costs towards burial abroad, in case of one’s untimely
demise.
Dental Care Expenses
We cover your dental expenses for any acute anaesthetic treatment of teeth due to an injury.
Personal Accident
We pay compensation if you unfortunately sustain accidental bodily injury during the trip.
Accidental Death & Dismemberment - Common Carrier
We also pay compensation for permanent disability or loss of life
arising out of an accident while riding as a passenger in a common
carrier.
Personal Possession Contingencies
Loss of Passport
We reimburse actual expenses incurred for obtaining a duplicate or
fresh passport in the event of a loss.
Total Loss of Checked Baggage
We provide compensation to you for the total loss of your checked-in baggage caused by a carrier.
Delay of Checked Baggage
If your checked-in baggage is delayed for more than 12 hours, we
reimburse reasonable expenses incurred for the purchase of toiletries,
clothing and medication.
Time Based Contingencies
Trip Delay
We reimburse additional expenses if your trip is delayed for more than
12 hours due to airline problems, medical problems, personal employment
problems or natural disasters.
Unforeseen Event Contingencies
Personal Liability
We offer compensation for liability/damages paid to a third party,
resulting from death, injury or damage to health or property that is
caused involuntarily by you.
Financial Emergency Assistance
We arrange for emergency cash to be made available to you in case of
loss of travel funds due to theft.
Hijack Distress Allowance
In case of hijack of the common carrier that you are traveling in for more than 12 hours, we pay a special distress allowance.
Coverages
| Coverage |
Weizmann Asia
Standard |
Weizmann
Asia Silver |
Deductibles |
Medical Expenses including
transportation and evacuation |
25,000 |
30,000 |
50 |
| Dental Care Expenses |
500 |
500 |
50 |
| Personal Accident |
7,500 |
7,500 |
Nil |
| AD & D - Common Carrier |
2,500 |
2,500 |
Nil |
| Loss of Passport |
100 |
100 |
25 |
| Total Loss of Checked Baggage* |
200 |
200 |
Nil |
| Delay of Checked Baggage |
100 |
100 |
12 hrs |
| Trip Delay |
25 per day |
30 per day |
Nil |
| Personal Liability |
(6 days max) |
(6 days max) |
Nil |
| Financial Emergency Assistance |
10,000 |
10,000> |
- |
| Hijack Distress |
500 |
300 |
12 hrs |
| Allowance |
50 per day
(7 days max) |
60 per day
(7 days max) |
|
Exclusions under the Policy
At
Weizmann General Insurance, we would like things to be as transparent
as possible. To ensure that you do not face any misunderstandings when
you make a claim, we would like you to know some of the major
exclusions under the Policy:
1.Medical
expenses towards treatment of any pre-existing illness (unless of life
threatening nature), pregnancy or complications related to the
same (unless of life threatning nature), suicide, self inflicted
injury or illness, mental disorder, anxiety, stress or depression,
venereal disease, alcohol/drug abuse, dangerous sports, HIV/AIDS etc
will not be payable
2. No claim will be paid if the Insured Person
- Is traveling against the advice of a Physician
- Is receiving or on a waiting list for specified medical treatment declared in the Physician’s report or certificate
- Is travelling for the purpose of obtaining treatment
- Has received a terminal prognosis for a medical conditi
3. Theft or loss of passport or money when left unattended or not informed to Police authorities
4. In case of loss of checked baggage, no partial loss or damage shall become payable
5. War or Nuclear perils
Emergency Assistance for Claims
Emergency
Assistance Service is provided by International SOS Services (India)
Pvt. Ltd. They can be contacted on the following numbers:
International Toll Free Line: 18666773851
National Toll Free Line : 1800118841
Fax Number : 011-41898801
This
service provider is obliged to provide emergency assistance as well as
claims administration services outside the Republic of India.
The
above product detail gives the salient features of the Plan only. For
further details on all the conditions and exclusions related to
Weizmann Travel Care Insurance Policy, please contact our Insurance
Advisors or call: 30338282
Insurance is the subject matter of solicitation. |
